Privacy Policy

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PRIVACY POLICY
Last updated October 30, 2024

This privacy notice for Cultural Bridge Insurance LLC ("we," "us," or "our") describes how and why we might collect, store, use, and/or share ("process") your information when you use our services ("Services"), such as when you:

• Visit our website at culturalbridgeinsurance.com, or any website of ours that links to this privacy notice
• Engage with us in other related ways, including any sales, marketing, or events

Questions or concerns?
Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at info@culturalbridgeinsurance.com.

This summary provides key points from our privacy notice. For more details on these topics, click the link following each key point or use the table of contents to find the relevant section.

• What personal information do we process?
  We may process personal information depending on your interactions with us and the Services. Learn more
• Do we process sensitive personal information?
  We do not process sensitive personal information.
• Do we collect any information from third parties?
  We may collect information from public databases, marketing partners, social media platforms, and other outside sources. Learn more
• How do we process your information?
  We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with the law. We process your information only with a valid legal reason. Learn more
• In what situations and with which parties do we share personal information?
  We may share information in specific situations and with specific third parties. Learn more
• How do we keep your information safe?
  We implement organizational and technical measures to protect your personal information, but cannot guarantee complete security. Learn more
• What are your rights?
  Depending on your location, applicable privacy law may grant you certain rights regarding your personal information. Learn more

Personal information you disclose to us
We collect personal information that you voluntarily provide when you register on the Services, express interest in obtaining information, participate in activities, or otherwise contact us.

• Personal Information Provided by You.
  Personal information we collect may include names, phone numbers, email addresses, contact preferences, debit/credit card numbers, billing addresses, and authentication data.
• Sensitive Information.
  We do not process sensitive information.

All personal information you provide must be true, complete, and accurate, and you must notify us of any changes.

Information automatically collected
Some information — such as your IP address, device characteristics, and browsing data — is collected automatically when you visit our Services.

We process your personal information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law.

We may share information with specific third parties in specific situations to support our service delivery, business operations, and legal compliance requirements.

SMS Consent and Data Sharing: It is important to state that SMS consent or phone numbers collected for SMS purposes will not be shared under any circumstances for marketing purposes.

We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.

Cultural Bridge Insurance uses phone numbers to send essential updates related to policy details, renewal reminders, and insurance services. By providing and confirming your opt-in for your phone number, you consent to receive periodic SMS messages related to insurance policies, including renewal reminders and essential service updates. It is important to state that SMS consent or phone numbers collected for SMS purposes will not be shared under any circumstances for marketing purposes. Message and data rates may apply. You can unsubscribe from these communications at any time by replying STOP to any text message.

HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
If you have questions or comments, you may email us at culturalbridgeinsurance@gmail.com or contact us by post at:
Cultural Bridge Insurance LLC
18213 Rolling Meadow Way
Olney, MD 20832
United States